Homeowners Insurance

Protection for your Colorado Home

Owning a home is one of the most elusive parts of the American dream. It takes a lot of hard work and financial discipline to buy a house in Colorado or any other state. As a homeowner in the in the Centennial State, you need to make sure that you protect your investment. From natural disasters to water backup damage, theft, fire, etc., homeowners’ insurance is the best way to protect your home from any perils that come your way.

Unlike auto insurance, homeowners’ insurance isn’t compulsory in Colorado. But that doesn’t mean that it’s less important. Buy a homeowners’ insurance policy from a reputable provider such as All Drivers Insurance and protect your family from financial devastation. There are many options to choose from when it comes to homeowners’ insurance, so choose one that adequately meets the needs of your home.

Coverage Options

Take your time and understand the different types of coverage a standard homeowners’ insurance policy offers. It is important to learn the specific risks your home is protected against. Common coverage options include:

• Dwelling: This coverage protects the structure of your home, such as the roof and walls, from risks such as fire and natural disasters.
• Personal Property: This coverage protects your personal belongings inside your home. Items such as furniture, appliances, etc. are covered.
• Liability Coverage: This type of coverage protects you from financial losses if someone gets injured in your home and decides to sue.

Other common coverage options under homeowners’ insurance include other structures coverage, additional living expenses, guest coverage, and more. Specific coverage items vary from one provider to the next. If you are looking to acquire a home insurance policy for your Colorado home, All Drivers Insurance can help you out. Give us a call or visit our offices for more information on homeowners’ insurance. Try our online rating tool for a quote on home and auto insurance.